Giving Update: Credit/Debit Fee Increase
A Small Change to Online Giving

Rev. Abram Bagunu • Associate Pastor
August 31, 2026

3 Minute Read
Give
Update to ACH

TLDR

  1. Beginning in October, credit/debit card processing increases from 1.9% to 2.3%.
  2. ACH remains just $0.25 per transaction with no percentage-based processing fee.
  3. If you currently give by card, consider clicking Update to ACH.



Why this matters:

Over the past 3 years of using ACH giving instead of my credit or debit card, I have saved over $350 in fees going to the credit card company. That is almost enough to cover one of the missionaries I support for a whole year.

By making this small change, more of my money goes to ministry and not fees!

Let’s go even further... so far this year (2026) almost $50,000 has been given online via Credit/Debit Card. That means our givers have paid out of their own pocket almost $1,000 in fees.

Had everyone used ACH instead of Credit Card, they would have collectively paid $87.50 in fees for almost $50,000 in giving.

$1,000 vs. $87.50

That is the difference we are talking about!

The Change:

Beginning in October 2026, there will be a small change to the processing fees for gifts made by credit or debit card through our online giving platform.

Card processing rates will increase from 1.9% to 2.3%.

That’s an increase of just $0.40 for every $100 given by card.

This change is being made by the card processing provider. It is not a fee being added by Commission Church or Nucleus. Nucleus is our church web partner. They are committed to making sure churches and christians keep the most of their gifts.

The Good News: ACH Isn’t Changing!

Giving directly from your Bank Account through ACH will continue to have no percentage-based processing fee, with only a $0.25 transaction fee.

That makes ACH the most cost-effective way to give online, especially for those who give regularly.

Here’s Your Next Step

If you currently give by credit or debit card, consider switching your giving method to ACH bank account giving.

You can still give by card after the change takes effect. We simply want to encourage our church family to use ACH whenever possible so that processing costs stay as low as possible and more of every gift can support the ministry and mission of Commission Church.

If you already give through ACH, you’re all set. No action is needed.

Update to ACH



Thank you for faithfully giving and helping us steward our resources well as we continue to commission and mobilize passionate followers of Jesus to encounter God, connect with others, and impact our world.


Step by Step Guide to Add a Bank Account for ACH
Update to ACH




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August 31, 2026 • 3 Minute Read
Giving Update: Credit/Debit Fee Increase
GiveUpdate to ACH TLDR Beginning in October, credit/debit card processing increases from 1.9% to 2.3%. ACH remains just $0.25 per transaction with no percentage-based processing fee. If you currently give by card, consider clicking Update to ACH. Why this matters: Over the past 3 years of using ACH giving instead of my credit or debit card, I have saved over $350 in fees going to the credit card company. That is almost enough to cover one of the missionaries I support for a whole year. By making this small change, more of my money goes to ministry and not fees! Let’s go even further... so far this year (2026) almost $50,000 has been given online via Credit/Debit Card. That means our givers have paid out of their own pocket almost $1,000 in fees. Had everyone used ACH instead of Credit Card, they would have collectively paid $87.50 in fees for almost $50,000 in giving. $1,000 vs. $87.50 That is the difference we are talking about! The Change: Beginning in October 2026, there will be a small change to the processing fees for gifts made by credit or debit card through our online giving platform. Card processing rates will increase from 1.9% to 2.3%. That’s an increase of just $0.40 for every $100 given by card. This change is being made by the card processing provider. It is not a fee being added by Commission Church or Nucleus. Nucleus is our church web partner. They are committed to making sure churches and christians keep the most of their gifts. The Good News: ACH Isn’t Changing! Giving directly from your Bank Account through ACH will continue to have no percentage-based processing fee, with only a $0.25 transaction fee. That makes ACH the most cost-effective way to give online, especially for those who give regularly. Here’s Your Next Step If you currently give by credit or debit card, consider switching your giving method to ACH bank account giving. You can still give by card after the change takes effect. We simply want to encourage our church family to use ACH whenever possible so that processing costs stay as low as possible and more of every gift can support the ministry and mission of Commission Church. If you already give through ACH, you’re all set. No action is needed.Update to ACH Thank you for faithfully giving and helping us steward our resources well as we continue to commission and mobilize passionate followers of Jesus to encounter God, connect with others, and impact our world.Step by Step Guide to Add a Bank Account for ACHUpdate to ACH

Rev. Abram Bagunu

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July 19, 2026 • 4 Minute Read
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